The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Term vs. Permanent Life Insurance When considering life insurance, it's important to understand your options. Changing Unhealthy Behaviors Five phases to changing unhealthy behaviors. Variable Universal Life Insurance Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.